Cars / Toyota Camry
Toyota Camry depreciation in UAE
A Toyota Camry loses about 12.0% of its value per year in UAE. Buy one new for AED 106,500 and after 3 years it's worth roughly AED 72,503 (68% retained); after 5 years, about AED 56,108 (53%). Driving more than ~20,000 km/year pushes resale lower.
By UAE standards the Toyota Camry depreciates at a moderate, mainstream rate, which is exactly what tips a buy-vs-rent decision one way or the other over a few years of ownership.
So should you buy it or rent it? At default assumptions the break-even long-term rental rate is about AED 1,730/month: rent below that and renting wins; above it, buying wins. Your price, financing, and mileage move this number, so run yours:
Buying wins · over 3 years
AED 0
cheaper than renting, all costs in.
Break-even rent: AED 1,730/month. Below that, rent; above it, buy.
If you buy: AED 62,267 total
| Down payment / cash price | AED 106,500 |
| Insurance | AED 8,478 |
| Registration | AED 1,260 |
| Maintenance | AED 2,127 |
| Opportunity cost of capital | AED 12,780 |
| Resale value (credit) | −AED 68,878 |
Expected resale, net of selling costs: AED 68,878 (range AED 61,282 to AED 77,802)
If you rent: AED 84,600 total
| Rental payments | AED 84,600 |
Fuel and Salik are excluded on both sides; you pay them either way.
Toyota Camry depreciation in UAE, by the numbers
| Estimated new price | AED 106,500 |
|---|---|
| Annual depreciation rate | 12.0% per year |
| Estimated value after 1 year | AED 93,688 (88% retained) |
| Estimated value after 2 years | AED 82,418 (77% retained) |
| Estimated value after 3 years | AED 72,503 (68% retained) |
| Estimated value after 5 years | AED 56,108 (53% retained) |
| Typical resale range at 3 years | AED 64,508 to AED 81,897 |
| Break-even rent (default assumptions) | AED 1,730/month |
| Data behind this curve | market fit · 210 data points · R² 0.90 |
Figures assume a new purchase at typical mileage. The calculator above lets you set your actual price, age, odometer, financing, and holding period.
Frequently asked
How much does a Toyota Camry depreciate per year in UAE?
Roughly 12.0% per year, based on our fit of 210 UAE listings. Higher-than-average mileage accelerates the loss.
What will a Toyota Camry be worth after 3 years?
Around 68% of what you paid, about AED 72,503 on a AED 106,500 car at typical mileage (with a realistic range either side; we show a 10-90% band, not a single false-precision number).
Should I buy or rent a Toyota Camry in UAE?
It hinges on the monthly rental rate you can get. At default assumptions (3 years, cash, 20,000 km/year), the break-even is about AED 1,730/month: if you can rent below that, renting wins; above it, buying wins. Use the calculator to plug in your actual numbers.
Curve fit: market data · n = 210 · R² = 0.90 · updated 2026-07-04 · methodology